www.MaxxPaymentSolutions.com  Maxx Merchants is pleased to announce that they have been named a Preferred Provider Resource for the Central Florida Physicians Alliance (CFPA) based in Lakeland, FL.  CFPA is a large Independent Physician Association dedicated to providing the highest quality benefits for it members to run efficient and cost effective operations.  CFPA was looking for a Merchant Processor to partner with that would provide its members a low cost credit card processing option with a high degree of service.  Maxx Merchants provides cost effective credit card processing to many merchants throughout the Greater Tampa Bay Area and beyond.

The Right Prescription for Credit Card Fees

Maxx Merchants welcomes Dr. J. Hirschfeld and Dr. G. Davis.  These doctors are the two newest members of the Maxx Merchant family of customers who are looking to save on their merchant processing.  A combination of low cost merchant processing and attention to customer service were the key factors leading both physician practices become customers of Maxx Merchants.  Welcome to both members of the Tampa Bay Provider Group.
http://www.maxxpaymentsolutions.com/

Why You Should Ask for Interchange Plus Pricing

Interchange Plus or Interchange Pass-Through pricing is the practice of passing through to the merchant the exact fees that the credit card associations charge to accept credit cards plus adding on a specific fixed transaction charge by the merchant processor.  This allows for transparency in credit card fee pricing.  The more common practice of "rates" actually masks the fees that merchant processors charge and allows for excessive markups for "downgraded" transactions.  Those "buckets" of Qualified, Mid-Qualified and Non-Qualified mask the underlying cost to take credit cards.  Interchange does away with those buckets and exposes the exact costs to process credit cards.
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What affects credit card rates?

What affects the rate a merchant pays for a credit card?

Factors that determine your rates include:
1) The industry your business is engaged in.
2) The general level risk for that type of business
3) The business's/industry's history of chargebacks
4) The individual businesses processing history
5) The business's and the owner' credit history
6) The time to deliver of the goods
7) The type of card accepted (debit, simple credit, rewards credit, corporate credit, etc.)
8) The way the card is accepted (swipped, keyed present, keyed not present, etc.)

There are other items to consider, but these are the main factors.

Non-PCI Compliance Fees

Non-PCI Compliance Fees are sometimes charged on a monthly statement because a merchant has not completed a security compliance form or somehow certified that they are following industry standard security procedures for handling credit card information.  These fees can be easily avoided by following the merchant processor's procedures for certifying the business and their procedures as following all credit card security procedures.  Maxx Merchants, as a leading merchant processor, provides an easy to use web site to complete this certification and help merchants avoid these unnecessary charges.

Maxx Merchants is active in the Carrollwood Area Business Association

Maxx Merchants is an active participant in the Carrollwood Area Business Association (http://www.usecaba.com/), providing low cost merchant processing and superior service to the Tampa Bay area.  As an owner/operated company, Maxx Merchants is focused on long term relationships with its customers, providing innovative merchant processing products to meet customers payment processing needs.

Dr. Barker Recommends Maxx Merchants

"My practice decided to take advantage of this service.  Our relationship with Maxx Merchants has worked out very well for our practice.  From the beginning they took the time to explain how merchant processing works and how we can save money by adjusting how we take credit/debit cards... we have found Maxx's overall customer service to be responsive and knowledgeable.  Most importantly, Maxx has saved us 19% on our total charges and fees compared to our previous merchant processor.  We are very pleased with Maxx Merchants and would recommend them to our fellow Tampa Bay Provider Group members..."